Buyer question
Are there first-time home buyer assistance programs in Florida?
Short answer
Yes. Florida Housing Finance Corporation offers first-time buyer loan programs and down payment assistance through approved lenders, and some county and city governments have their own programs. Eligibility and funding vary, so ask a lender early.
How to find out what you qualify for
- Ask a lender that participates in Florida Housing’s programs
- Check Miami-Dade County’s and your city’s housing programs
- Ask about income and price limits, and any required homebuyer education course
Plan ahead
Programs open and close as funding changes, and applying can add steps to your timeline. Start before you shop for homes, when you get pre-approved.