Seller questions
Straightforward answers for Miami-Dade home sellers
Short, sourced answers to the questions that come up when you sell a home in Miami Lakes, Hialeah Gardens or elsewhere in Miami-Dade.
Do I need a four-point inspection to sell my home in Miami-Dade?
No law requires a seller to get one. But a buyer’s insurance company will usually ask for a four-point inspection on an older home, so many sellers get one before listing to avoid surprises.
What is a wind mitigation report, and should I get one before selling?
It is an inspection report that documents the features that help a home resist wind, such as how the roof is attached and whether openings are protected. Buyers use it to get insurance quotes, so having one ready helps them move faster.
Can I sell my house in Florida with an open or expired permit?
Yes, you can, but open or expired permits often delay a closing, because buyers, lenders and title companies usually want them closed first. Check for them before you list.
What is the documentary stamp tax when you sell a home in Miami-Dade?
In Miami-Dade County the documentary stamp tax on a deed is 60 cents per $100 of the sale price (0.60%) when the deed transfers only a single-family residence. Other property types also pay a 45-cent surtax, for $1.05 per $100.
How does HOA or condo association approval affect my closing?
Many associations must approve the buyer before the sale can close, so the approval process becomes part of your timeline. Factor it in early.
Can I take my homestead property tax savings with me when I sell?
Often, yes. Florida’s "portability" lets you transfer some or all of your Save Our Homes benefit, up to $500,000, to a new Florida homestead, if you establish the new homestead within the time allowed (three assessment years).
What is a special taxing district in Miami Lakes?
It is an area where most property owners voted to have the Town of Miami Lakes provide an extra service, such as guard gates or lake maintenance. Owners pay for it through an assessment on their yearly property tax bill.
What ZIP codes are in Miami Lakes?
Miami Lakes uses ZIP codes 33014, 33016 and 33018. Those ZIP codes also cover parts of Hialeah and Hialeah Gardens, so a ZIP code alone doesn’t tell you whether a home is inside the Town of Miami Lakes.