Buyer question

Do I need HOA or condo association approval to buy?

Short answer

In many communities, yes. The association may require an application and approve buyers before closing, so apply as soon as your offer is accepted.

What to expect

  • An application, often with a fee
  • Documents the association asks for (each one sets its own list)
  • Sometimes an interview or orientation
  • A waiting period for the decision

Planning your closing

Closings can be planned around approval and lender timelines, including association approval. Timing depends on the association, the lender and the other parties involved.

Before you make an offer, read the rules that matter to you, such as those on rentals, pets, vehicles and renovations.

Last reviewed: November 2026

General information, not legal, tax, insurance or financial advice. Rules and requirements change; confirm with the source, your title company, your insurance agent or an attorney.

Buying a home in Miami-Dade?

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