Seller question
What is a wind mitigation report, and should I get one before selling?
Short answer
It is an inspection report that documents the features that help a home resist wind, such as how the roof is attached and whether openings are protected. Buyers use it to get insurance quotes, so having one ready helps them move faster.
What it documents
- Roof covering and how the roof deck is attached
- Roof-to-wall connections (clips or straps)
- Roof shape
- Protection of windows and doors (impact glass or shutters)
How long it lasts
Florida uses a standard form, the Uniform Mitigation Verification Inspection Form (OIR-B1-1802). According to the Florida Office of Insurance Regulation, the form is valid for up to five years, provided no material changes are made to the structure.
An updated version of the form took effect in 2026, so ask your inspector to use the current one.